Testimonials

"I was tricked by my mortgage company into getting a mortgage that only had a fixed rate for 2 years. I'm on a fixed income and after two years, my interest rate adjusted and the payments increased by over $400 per month! Professional Loan Modifications listened to me and understood what I was going through. With their help, my mortgage company put me back at my original interest rate of 5.75%. Now my interest rate is fixed and I can afford to live again." --- Beverly S., Saginaw, Michigan
"After hurting myself at work, I fell behind on a lot of bills. I called the mortgage company myself, but they said they couldn't help me unless I was already in foreclosure. My mortgage company even suggested that I let my house go into foreclosure and then call them back. After talking with the experts at Professional Loan Modifications, they educated me on process and handled everything from beginning to end for me. They cut my mortgage payment in half." --- Lawrence A., Waterford, Michigan
"My interest rate was high, but I had used all my equity when I refinanced last time. My property value had dropped because of the bad real estate market and I owed more than my house was worth. One phone call to Professional Loan Modifications and three weeks later, my interest rate is now 6.0% and the mortgage company reduced my principal balance down to what my house is actually worth according to my appraisal!" --- Darnell B., Cleveland, Ohio
"My interest rate just kept going up and up. It got so bad that I had to choose between paying my monthly car payment or making the house payment. When I begged my mortgage company to help, all they did was suggest filing bankruptcy or asking a family member to loan me money. I even got one of their managers on the phone and was crying on the phone with them, but they didn't care. Professional Loan Modifications had their top Modification Specialist contact my mortgage company. After only a few weeks, I now can afford all my bills with my new lower payment!" --- Nicole K., Fort Worth, Texas
"After my interest rate went up, I called the mortgage company myself and asked them to do a modification on my interest rate. They had me fill out a lot of forms, get them tons of paperwork and copies of documents that took me forever to find. I jumped through so many hoops that I thought my mortgage company was just giving me the run around. They even had me write them an embarrassing letter explaining how I couldn't afford to pay my bills on time. It was very humiliating. After doing all this work for them, my mortgage company finally agreed to modify my interest rate. But they only lowered my interest rate to 7.9% and they told me it'd only be fixed for another two years. I don't know why I even wasted my time! A few weeks later, I had Professional Loan Modifications handle my modification. I now have a 5.5% interest rate that is fixed for all 30 years!" --- Brian D., Chicago, Illinois

